While you may love it when money piles up in your bank account, managing it to last and grow despite the onslaught of expenses you may face is challenging. If you add to it quite the busy schedule, keeping up with family, friends and the (not so) occasional social media binge, and you’re easily financially in over your head…

However, keeping track of your budget doesn’t have to make you wish for a root canal instead. Actually, successfully handling your finances in general may be right within your smartphone’s reach. As a Certified Public Accountant and a budget-conscious shoe-lover, managing money has always been on my radar. However, after marriage, a couple of kids, a busy career and business, I’ve had to find ways to streamline my money management process, while still paying close attention to my coins. That’s where my smartphone comes in.

Here are 7 of my most favorite apps to help you manage your money, minus the stress, overdraft charges and financial diets:

Digit

I can’t rave enough about my favorite digital saver friend. If you tend to “forget” to save, or just need more motivation to do so, this app will change your life! It basically monitors your spending habits, and puts away money for you in a savings account based on your financial patterns. It’s so refreshing to log into Digit and realize how much money you’ve saved, without even really trying!

Mint 

You may have seen this app listed just about…everywhere! The simple reason for this is that Mint is simply one of the best, and most intuitive, budget apps out there! It helps you stay on top of  your bills, all in one place. What I really like about it is that it’s personalized for you, and even allows you to get your own free credit score.

Acorns

Not sure how to invest? The Acorns app helps you save more by rounding up your expenses, and sending the extra change to an investment fund. It’s a great (and mindless) way to save and invest, especially when you have no time to do so.

Pocket Guard

Sometimes you just need someone to tell you how much you can spend without breaking the bank! The Pocket Guard app does just that. It will show you how much money you can actually use, after taking account of your bills, savings and spending goals.

YNAB

The YNAB app is your budgeting friend. It will import your transactions for your bank account, and helps you categorize every dollar you spend. This is more for the committed savers among us. While it does require an investment of $83.99 a year or $6.99 a month, after an initial free trial, it will help you deal with your money in a productive and efficient way.

Gas Buddy

If you commute quite a bit, then the Gas Buddy app will help  you track the cheapest gas stations nearby. All you have to do is put in your location, and wait for the least inexpensive gas stations around you.

Honeyfi

For the couples around, the Honeyfi app is a collaborative tool that will help you and your partner stay on the same wavelength when it comes to your finances. It allows you to create a household budget, as well as link your individual and household accounts to the app.

Bonus:

Joy

Want to spend and save with joy? That’s what the Joy app can help you do. It uses a psychology-based approach to assist you in saving money. This in turn allows you to build a more positive, and happier, relationship with your money.

Which are your favorite financial apps for working women?

To your success,

The Corporate Sister.